Buying
Buying a home in Denver or Boulder Brett Gilbert, real estate agent at milehimodern
Buying with Brett
Brett Gilbert is a real estate agent and Broker Associate at milehimodern. He works with homebuyers and sellers in Denver, Boulder, and the surrounding areas.
Brett works with first-time buyers, people buying their next home, investors, and buyers moving here from out of state. Every search starts with a conversation about your priorities and goals, and the numbers that go with them.
First-time buyer guide
Relocation guide
Neighborhood guides
Down payment programsHow buying works
Eight steps from the first conversation to your keys. The full guide has the timing for each.
- First conversation
- Pre-approval
- Buyer agreement
- Touring homes
- Making an offer
- Inspection
- Appraisal
- Closing
What working with Brett looks like
Brett starts with your goals and a budget you're comfortable with. Before real estate he worked in customer success and sales in the tech industry, and he has a degree in finance and entrepreneurship. He runs the numbers with you: down payment strategy, the full monthly payment, refinance timing, and what else your savings could be doing.
He replies within a few hours on business days, by call, text, email, or the contact form, whichever you prefer. He walks you through every contract before you sign it.
Buying guides
- Colorado first-time homebuyer programs, explained
Colorado first-time homebuyer programs in plain terms: CHFA, metroDPA, and City of Boulder down payment help, who qualifies, and the tradeoffs.
- Do you need 20% down to buy a home in Denver?
You don't need 20% down to buy a home in Denver. What 3% to 5% down costs each month, and the Colorado programs that help, from Brett Gilbert.
- How much money you need to buy a home in Denver or Boulder
How much to have saved to buy a home in Denver or Boulder: down payment, closing costs, and cash to keep after closing, with worked examples.
- Appraisal gaps explained: what happens when the appraisal comes in low
What an appraisal gap is, how it changes the cash you need, and what Colorado buyers can do when the appraisal comes in under the price.
- Should I buy a home in Denver now or wait?
Denver buyers have more homes to choose from and less competition than in years. What the fall 2026 market looks like and what waiting could cost.
- The buyer agreement you sign before touring homes in Colorado
Why Colorado buyers sign an agreement with their agent before touring homes, what it has to say about pay, and what to ask before you sign, from Brett Gilbert.
- Closing costs in Colorado: what buyers pay, and what sellers can cover
What Colorado buyers pay at closing, which costs the seller usually pays, and how to ask the seller to cover part of yours, with October 2026 figures.
- Rent or buy in Denver? The math on one Arvada home
Renting is cheaper month to month in Denver. Here's what buying a $650,000 Arvada home gets you over five to seven years, with October 2026 rates and rents.
Buyer questions
Do I need to be pre-approved before I start looking?
You can start looking any time. Get pre-approved before you tour in person or make an offer: sellers want to see the letter with your offer, and it tells you what you can spend. Brett can introduce you to lenders he trusts, and you can use any lender.
Can I search homes for sale on this site?
Yes. The home search shows homes for sale in Denver, Boulder, and the surrounding areas from the MLS. You can save searches and favorites.
How do I get started with Brett?
Call, text, or send a note. The first conversation is a short call, or coffee if you're nearby, about your goals, budget, and timeline.
More answers for first-time buyers, from saving for a down payment to who pays the buyer's agent.
Work with Brett
Start your home search today. Brett will reply within a few hours on business days.
Call or text 786.301.6015
Contact Brett